OUT OF NETWORK PROVIDER

We are an Out-Of-Network Provider:
As an out of network provider, we do not bill insurance companies directly. Your psychotherapy services may be eligible for reimbursement through out-of-network benefits, medical spending or health care savings accounts. 

Many Health Insurance Plans reimburse 50-80% costs after deductible is met but not limited to this amount. The first step you can take is to call your insurance provider to inquire about reimbursement for out-of-network counseling services. 

Please check your coverage carefully by asking the following questions:

• Do I have mental health insurance benefits?

• What is my deductible and has it been met?

• How many sessions per year does my health insurance cover?

• What is the coverage amount per therapy session?

Reasons to Pay Out of Pocket: 
Many clients choose not to involve insurance companies in their mental health care. Their counseling is not limited by the diagnosis, treatment plan or session limits that health insurance companies dictate. Insurance companies often limit the number of sessions and even the type of therapy. 

To have therapy services covered under insurance, a mental health diagnosis must be made. This then becomes a part of your permanent health care record. 

This may lead to limitations such as denial for quality life insurance or health insurance later on. 

Additionally, since a mental health diagnosis must be made to obtain reimbursement, the insurance company has to know a lot of information about you to be covered. The insurance company can review all of your records at their discretion. 

By paying privately or out of pocket, I can assure private pay clients of the highest degree of confidentiality and control of their mental health record allowed by state law, since my records are then exempt from insurance reporting and random compliance audits.